As a contractor your financial arrangements are very different to permanent employees. In order to secure a mortgage you will need to speak to mortgage lenders who understand how professional contracting works and who can underwrite loans based on multiples of your contract rate.
- Perfect for "time poor, cash rich" contractors.
- Mortgages available with only a 10% deposit.
- First time buyer, remortgage, buy-to-let, help to buy.
- Tracker, fixed, variable, offset.
- Indepth research and personalised quotations.
- Premium professional service for contractors on £300+ per day.
- Arrangement fees: Only £500 - payable on application
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High Street banks you use for current and business accounts typically do not understand contracting and will request at least 3 years accounts and not
understand how you take your income, often using a low salary and dividends.
This is why it is much quicker, and far less hassle to use a specialist financial advisor who can make use of the expertise and contacts they have built up over many years.
These services are fee based, and designed for "cash rich, time poor" contractors who value the hassle free professional approach.