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Contractor Doctor: Will my current life insurance cover me when I go contracting?
Contractors with existing life insurance will find the policies are still valid, but they may not provide sufficient cover.
�current life insurance policy cover me when I go contracting? Thanks, Aisha Contractor Doctor says: There is n� �ear Contractor Doctor I have just signed my first contract, handed in my notice and I start with my first ev�
Category: Articles: Contractor Life Insurance | Mon, 30 May 2016

Tax efficient death-in-service benefits via a limited company
Contractor death-in-service insurance premiums can be paid by a contractor’s limited company
�nent employees before they made their choice of a contracting career will recall that they almost certainly had�
Category: Articles: Contractor Life Insurance | Thu, 27 Sept 2018

Contractor life insurance cover – policy options for limited company contractors
Limited contractors can protect their families with a life insurance policy funded by their business
�the worst should happen. Prior to starting their contracting career when in permanent employment, many contrac�
Category: Articles: Contractor Life Insurance | Mon, 13 Dec 2021

Relevant Life insurance plans - 9 key facts for contractors
Your company can pay for your life insurance, saving you thousands in tax relief on all the premiums. Switching is easy. Here's how.
�When you move to contracting, any life insurance benefits previously paid by y�
Category: Articles: Contractor Life Insurance | Sat, 03 Jun 2023

Contracting mindset tips: failure to consider the opportunity cost can be expensive
Contractors are often tempted to take contract offers below what they’re worth, but the opportunity cost can end up being more expensive than waiting.
�ailing to consider the opportunity costs of their contracting options may be making costly business decisions.� �a little short-sighted. If you have been between contracts for a few weeks and agents know this, expect offe� �s are tough. But the cost of taking a poorly paid contract can prove to have been an expensive mistake month�
Category: Articles: Contracting Mindset Tips | Fri, 23 Dec 2011

Contracting mindset tips: you can only send a sick note to yourself
Contractors who can’t work because they are ill can only send a sick note to one employer, which is their own limited company, not their client.
�for your company. If you are too ill to find new contracts, it is not the agency’s or client’s responsibilit� �k note to yourself, pay yourself sick pay and use contract law to explain to the client why you could not co�
Category: Articles: Contracting Mindset Tips | Thu, 06 Mar 2014

Contracting mindset tips: save money for sickness, holidays and time out of contract
Clients only pay contractors when they are delivering a service and, unlike employers, do not include paid sick days and holiday as part of the deal.
�expect to pay for services delivered When you go contracting, you become a service provider, just like your ga� �f for holidays or when you’re not working between contracts. Would you pay £300 to watch daytime TV? If your�
Category: Articles: Contracting Mindset Tips | Mon, 31 Oct 2016

Contractor banking: choosing a business bank account
Contractors who have decided to trade through a limited company must apply for a separate business bank account for their contracting business.
�any must set up a separate bank account for their contracting business , and may choose from a range of busines� �r contractors who are due to commence their first contract at short notice and will need to provide a proof�
Category: Articles: Contractor banking | Mon, 08 Aug 2016

Contractor banking – applying for and opening a business bank account
Once a contractor has decided which financial institution they plan to bank with, the next step is to work through the process of opening the account.
�ss Nature of the business – most banks will class contracting as ‘business services’ or ‘business consultancy’� �r – a calculation or estimate of the first year’s contract fees will normally suffice Any funding requiremen�
Category: Articles: Contractor banking | Mon, 22 Aug 2016

Save time and money with the Cashplus Business Account for contractors
Contractors can reduce their business banking burden with the Cashplus Business Account, says Cashplus financial commercial director Nick Biggam.
�establishing a business is securing new customer contracts and securing the funding, which often takes prior�
Category: Articles: Contractor banking | Thu, 04 Oct 2018