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Contracting mindset tips: think in terms of the value you can offer your client
Contractors often sell their technical skills and expertise, yet clients are more interested in the value a contractor can add to their organisation.
�just on their specific expertise, will win better contracts. Are you interested in the model of blowtorch you�
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Articles: Contracting Mindset Tips
| Mon, 05 Sept 2011
How to protect earnings if you are unwell using income protection policies
To ensure you still get paid when you are unwell you can protect your income based on your contract rate
�w company salary. Many specialist advisors in the contracting market have access to special contract rate-based� �y basis during the course of a year as you change contracts. Basing income and premiums on an annualised cont� �provide a level of cover based on your annualised contract rate, and not just on your low company salary. Ma�
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Articles: Contractor Income Protection
| Thu, 29 Sept 2016
Why you need income protection to avoid major financial difficulties
You need income protection to ensure you and your family have an income if you becomes too ill to work.
�g cover. When choosing to leave employment and go contracting, you simply no longer have the safety net of sick� �an income when you are ‘on the bench’ in between contracts. There are two main types of income protection. L�
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Articles: Contractor Income Protection
| Mon, 24 Oct 2016
Contractor Doctor: Can I claim payment protection working for an umbrella company?
When a contract is terminated, umbrella company contractors remain employed and can’t claim payment protection.
�h has a contract with an agency, which in turn is contracted by the end-user client to provide contractors. Co� �Dear Contractor Doctor, I have been contracting through an umbrella company and my contract was t� �not made redundant or given the sack, but that my contracts simply came to an end. What can I expect my umbre� �en contracting through an umbrella company and my contract was terminated early. Since then, I have managed�
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Articles: Contractor Income Protection
| Tue, 27 Jun 2017
Contractors incorporate limited companies primarily to reduce risk, shows HMRC survey
Contractors choose to incorporate primarily to reduce risk, shows research by HMRC that fills knowledge gaps revealed during the Lords’ PSC inquiry.
�n. HMRC’s research also dispels one commonly held contracting myth that the administrative burden of incorporat� �y and because they would otherwise not be offered contracts by clients and agencies that contractors chose to� �l Insurance Contributions savings (NICs), to meet contract obligations and to enhance credibility. This is a�
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News
| Thu, 09 Oct 2014
Off-Payroll (IR35) small company’s exemption fraught with difficulty, says JSA
Proposals to introduce a small company exemption to the Off-Payroll rules in the private sector pose numerous problems, says Chris James of JSA.
�he expects the criteria to be amended to include contract engagements. Small company criteria at risk of ex�
Category:
News
| Mon, 04 Feb 2019
Contractor Income Protection
Protect your contracting income with PHI, Life Cover, and Health and Illness Cover.
�unwell you can protect your income based on your contract rate Why you need income protection to avoid majo�
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