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Contract Renewals and Holidays
Contract renewals and holidays when you are contracting in the UK contract market.
�enewals and Holidays This is step 11 of our guide Contracting in the UK . Your initial contract will be for thr� �ct renewal and increase your rate or improve your contracts terms. Sometimes clients might offer you an early� �Home Contract Renewals and Holidays Contract Renewals and Holid�
Category: First Timers Guide

Insurances and Income Protection
Professional Indemnity Insurance, Income Protection Cover.
�nd Income Protection This is step 12 of our guide Contracting in the UK . Company Insurances If you go down the�
Category: First Timers Guide

Contracting To Permanent Calculator
You are contracting. What salary do you need to earn the same via permanent employment?
�Contracting To Permanent Calculator You are contracting. What�
Category: Calculators

Contractor Mortgage Calculator
Calculate the mortgage repayments and impact on contracting income.
�r Calculate the mortgage repayments and impact on contracting income.�
Category: Calculators

Contractor Pension Calculator
Calculate the financial advantages of contributing to a pension whilst contracting.
�al advantages of contributing to a pension whilst contracting.�
Category: Calculators

Off-Payroll (IR35) small company’s exemption fraught with difficulty, says JSA
Proposals to introduce a small company exemption to the Off-Payroll rules in the private sector pose numerous problems, says Chris James of JSA.
�he expects the criteria to be amended to include contract engagements. Small company criteria at risk of ex�
Category: News | Mon, 04 Feb 2019

Why contractors cannot rely on unemployment benefit
Contractors will find that, even if eligible, unemployment benefit in the form of Job Seeker’s Allowance falls well short of their household bills.
�personal allowance, or who are relatively new to contracting and had a permanent job in the two years before t� �t make their own arrangements for periods between contracts, and that also includes preparing for times when� �out to pay for household outgoings if there is no contract income. Cash savings and investments that can be�
Category: Articles: Contractor Income Protection | Thu, 31 Mar 2016

Contractor banking – applying for and opening a business bank account
Once a contractor has decided which financial institution they plan to bank with, the next step is to work through the process of opening the account.
�ss Nature of the business – most banks will class contracting as ‘business services’ or ‘business consultancy’� �r – a calculation or estimate of the first year’s contract fees will normally suffice Any funding requiremen�
Category: Articles: Contractor banking | Mon, 22 Aug 2016

Save time and money with the Cashplus Business Account for contractors
Contractors can reduce their business banking burden with the Cashplus Business Account, says Cashplus financial commercial director Nick Biggam.
�establishing a business is securing new customer contracts and securing the funding, which often takes prior�
Category: Articles: Contractor banking | Thu, 04 Oct 2018

How to protect earnings if you are unwell using income protection policies
To ensure you still get paid when you are unwell you can protect your income based on your contract rate
�w company salary. Many specialist advisors in the contracting market have access to special contract rate-based� �y basis during the course of a year as you change contracts. Basing income and premiums on an annualised cont� �provide a level of cover based on your annualised contract rate, and not just on your low company salary. Ma�
Category: Articles: Contractor Income Protection | Thu, 29 Sept 2016