Do you work with an umbrella company? Do you have problems communicating with them?
Umbrella companies save you time and trouble, but they also put you on a simple tax scheme which isn't as flexible as what you would have with a limited company. Are you enjoying the advantages of one or the other?
Do you miss having the ability to manage your own affairs? Or are you grateful that the umbrella takes care of them for you? Have you ever had any conflict with your umbrella about the ways in which your affairs are handled?
Many of us like umbrellas. Many of us don't. Which side are you on?