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Why contractors need life insurance
Contractors don’t have employee benefits, so must ensure their loved ones have a financial safety net if the worst happens.
�tractors need life insurance because when they go contracting, they lose all their employee benefits and become�
Category:
Articles: Contractor Life Insurance
| Wed, 13 May 2015
Relevant life policies versus Key person insurance – explained
Contractors need to understand the differences between Relevant Life Policies and Keyperson insurance to choose the best protection for their needs.
�contractor has an ambitious growth plan for their contracting business and has fellow directors or employs seni�
Category:
Articles: Contractor Life Insurance
| Mon, 14 Mar 2016
Contractors can cut dividend tax by shifting life insurance costs into their company
Contractors can ease the blow of dividend tax changes and save corporation tax by moving life insurance into their company.
�corporation tax savings. “Many contractors enter contracting with legacy life assurances they took out when em�
Category:
News
| Wed, 04 May 2016
Contractor Doctor: Will my current life insurance cover me when I go contracting?
Contractors with existing life insurance will find the policies are still valid, but they may not provide sufficient cover.
�current life insurance policy cover me when I go contracting? Thanks, Aisha Contractor Doctor says: There is n� �ear Contractor Doctor I have just signed my first contract, handed in my notice and I start with my first ev�
Category:
Articles: Contractor Life Insurance
| Mon, 30 May 2016
Tax efficient death-in-service benefits via a limited company
Contractor death-in-service insurance premiums can be paid by a contractor’s limited company
�nent employees before they made their choice of a contracting career will recall that they almost certainly had�
Category:
Articles: Contractor Life Insurance
| Thu, 27 Sept 2018
Relevant Life insurance plans - 9 key facts for contractors
Your company can pay for your life insurance, saving you thousands in tax relief on all the premiums. Switching is easy. Here's how.
�When you move to contracting, any life insurance benefits previously paid by y�
Category:
Articles: Contractor Life Insurance
| Sat, 03 Jun 2023
Contractor life insurance cover – policy options for limited company contractors
Limited contractors can protect their families with a life insurance policy funded by their business
�the worst should happen. Prior to starting their contracting career when in permanent employment, many contrac�
Category:
Articles: Contractor Life Insurance
| Wed, 17 Sept 2025
Contractor tax reliefs under Office of Tax Simplification spotlight
The Office of Tax Simplification has published a list of over 1000 tax reliefs it plans to review, including many used by contractors to reduce tax.
�w Committee . The committees’ memberships include contracting sector representatives – PCG Chairman Chris Bryce�
Category:
News
| Wed, 10 Nov 2010
IR35 Solutions – Part 3: Why IR35 and its current enforcement is not working
ContractorCalculator examines why IR35’s intrinsic flaws make it unworkable, in this third of a series of articles analysing possible IR35 solutions.
�eplace IR35, and whether it’s not contractors and contracting who are at fault, but the wider tax system.�
Category:
News
| Tue, 21 Dec 2010
IR35 Solutions – Part 4: Why IR35 or any changes will never work
ContractorCalculator identifies why replacements for & successors to IR35 won’t work, in this fourth of a series of articles analysing IR35 solutions.
�two situations is the existence of an employment contract and job title. Lessons learnt outside the UK Seve�
Category:
News
| Thu, 06 Jan 2011
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