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Why contractors need pensions
Contractors need to make provision for a pension to ensure they can maintain their lifestyle during retirement.
�nsion as early as possible in their employment or contracting career, so that they have the widest range of opt�
Category: Articles: Pensions | Mon, 01 Jun 2015

Contractors ignore auto-enrolment at their peril, risking fines for inaction
Contractors can’t simply ignore auto-enrolment, as inaction will result in fines even if they believe they are exempt, warns CW’s Angela James.
�ompany are directors and no one has an employment contract The only people working for the company are direc�
Category: News | Thu, 28 Jan 2016

How much delaying a pension can cost you
Contractors delaying the decision to start a pension risk losing thousands of pounds of pension pot growth.
�ontractors should be saving a varying stages of a contracting career. It is also never too late to start a pens�
Category: Articles: Pensions | Mon, 15 Feb 2016

Pensions for contractors with an umbrella company
Income when using an umbrella company can go straight into pension funds for serious tax advantages.
�sing a contractor umbrella company to manage your contracting income, you can get very significant tax advantag� �ntributions (NICs) on a hefty percentage of their contract income. 'Pre-taxed' income Provided your umbrella�
Category: Articles: Pensions | Tue, 07 Apr 2009

Contractor guide to UK state-backed pension: National Employment Savings Trust (NEST)
Contractors should take pension action now & not be auto-enrolled into the National Employment Savings Trust.
�tax-efficient methods of extracting earnings from contracting income for contractors. Given the unique nature o�
Category: Articles: Pensions | Thu, 29 Apr 2010

Contractors face April 2011 pensions deadline as annual tax-free limits are reduced
On 14 October Chancellor George Osborne slashed pension allowances leaving many contractors in a race to top up payments before new rules kick in.
�riods of employment, or those considering leaving contracting for a permanent role. Changes to contractor pensi�
Category: News | Fri, 29 Oct 2010

Retirement planning for contractors: 10 key areas to focus on
Contractors looking to enjoy a well funded retirement can take steps to maximise their income and minimise tax, explains Abbott Moore’s James Abbott.
�ent just because they’ve stopped or reduced their contracting business,” notes Abbott. “Simple measures, such a� �per year, should consider working on a fixed-term contract basis with their client, trading as a sole trader�
Category: Articles: Pensions | Wed, 23 Oct 2013

Contractors gain greater tax savings and flexibility from pension reforms
Contractors to gain upfront pension contribution tax savings and tax savings with flexibility on retirement, says an expert IFA.
�an represent a lasting legacy of their time spent contracting that will provide an income for retirement and co�
Category: News | Thu, 30 Oct 2014

Contractors fill vital skills roles as government announces top worker shortages
As the government announces sectors that need boosting by migrant workers, contractors can take comfort that their skills are not listed.
�o major skills shortages identified in any of the contracting sector’s mainstream sectors. The government appoi�
Category: News | Wed, 10 Sept 2008

Contractors to benefit from IT inshoring
An important IT director survey reveals that IT projects are coming back to the UK.
�Butterfield is confident that IT recruitment and contracting are stable: “We have found demand for IT contract�
Category: News | Wed, 17 Sept 2008

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