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Off-payroll rules drive public sector contractor exodus: HMRC steps up IR35 enquiries
The off-payroll rules are driving a contractor exodus from public sector clients & HMRC is targeting public sector contractors, says Qdos’ Seb Maley.
�s to contractors with key skills, who are leaving contracts because of the sheer hassle the off-payroll rules� �lt is that the contractor just leaves and finds a contract with a private sector client.” Poor guidance and�

Category: News | Thu, 03 Oct 2013


Off-payroll damage continues: costs spiral to replace contractors and apply rules
EXCLUSIVE: The off-payroll rules are backfiring further, as the taxpayer faces mounting costs of implementation and replacing terminated contractors.
�“From what contractors currently on public sector contracts, or who have recently left or been forced out, ar� �another third were asked to secure an independent contract review , and a quarter have to provide a deemed p�

Category: News | Wed, 09 Oct 2013


Contractor banking – applying for and opening a business bank account
Once a contractor has decided which financial institution they plan to bank with, the next step is to work through the process of opening the account.
�ss Nature of the business – most banks will class contracting as ‘business services’ or ‘business consultancy’� �r – a calculation or estimate of the first year’s contract fees will normally suffice Any funding requiremen�

Category: Articles: Contractor banking | Mon, 22 Aug 2016


Save time and money with the Cashplus Business Account for contractors
Contractors can reduce their business banking burden with the Cashplus Business Account, says Cashplus financial commercial director Nick Biggam.
�establishing a business is securing new customer contracts and securing the funding, which often takes prior�

Category: Articles: Contractor banking | Thu, 04 Oct 2018


Contractor income protection and the myth of unemployment cover exposed
Angela James of Contractor Wealth highlights the pitfalls that face contractors in the event of job loss, illness or injury.
�im to be suitable for those working on fixed term contracts. The product providers and brokers who sell these� �the event of a claim. Even when they are not in a contract, contractors are still nominally employed by thei�

Category: Articles: Contractor Income Protection | Fri, 13 Feb 2009


Why contractors cannot rely on unemployment benefit
Contractors will find that, even if eligible, unemployment benefit in the form of Job Seeker’s Allowance falls well short of their household bills.
�personal allowance, or who are relatively new to contracting and had a permanent job in the two years before t� �t make their own arrangements for periods between contracts, and that also includes preparing for times when� �out to pay for household outgoings if there is no contract income. Cash savings and investments that can be�

Category: Articles: Contractor Income Protection | Thu, 31 Mar 2016


Contractor livelihoods threatened by new ‘false employment’ test
Contractor livelihoods are threatened by proposed ‘false employment’ test, forcing all contractors to pay PAYE tax and NICs, warns Egos’ Roger Sinclair.
�e agency, and not the worker All companies in the contracting supply chain, including agencies, master vendors,�

Category: News | Thu, 12 Dec 2013


Contractors excluded from proposed False Self-Employment rules by technicality
Limited company and umbrella contractors are excluded from proposed False Self-Employment legislation through a tax technicality, explains Lawspeed.
�d their findings to an audience of recruiters and contracting sector stakeholders in its recent seminar under t� �under obligation to provide personal services The contract is via a third party agency contract The worker i�

Category: News | Thu, 23 Jan 2014


False Self-Employment legislation - explained
Most contractors should remain outside of the False Self-Employment legislation, which is mainly targeting self-employed sole traders.
�under obligation to provide personal services The contract is via a third party agency contract The worker i�

Category: Articles: False Self Employment | Wed, 21 May 2014


How to protect earnings if you are unwell using income protection policies
To ensure you still get paid when you are unwell you can protect your income based on your contract rate
�w company salary. Many specialist advisors in the contracting market have access to special contract rate-based� �y basis during the course of a year as you change contracts. Basing income and premiums on an annualised cont� �provide a level of cover based on your annualised contract rate, and not just on your low company salary. Ma�

Category: Articles: Contractor Income Protection | Thu, 29 Sept 2016


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