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Contractor mortgages: mortgage products available
There are many contractor mortgage options, but they’re generally not available from high-street lenders
�y. Often branch staff simply don’t understand the contracting sector, and contractors are better off using prov� �ist who deals with lenders that are able to offer contract based underwriting. For a more general round-up o�
Category: Articles: Mortgages | Thu, 17 Aug 2017

Mortgages for contractors: you can get one
Getting a mortgage when contracting does not have to be painful
�rect access to underwriting teams that understand contracting. These underwriters are not accessible to applica� �. So providers use an annualised multiple of your contract rate: if you are earning a certain number of poun�
Category: Articles: Mortgages | Thu, 14 Sept 2017

Contractor Doctor: Can I use my limited company money to offset my mortgage?
Contractors may face a hefty tax bill, and even prosecution, by using company money to offset personal mortgages, warns James Abbott of Abbott Moore.
�e sums in mortgage interest.” Good luck with your contracting! Contractor Doctor�
Category: Articles: Mortgages | Mon, 18 Sept 2017

Keeping ‘em sweet
With the demand for contractors increasing here’s a guide to holding onto your best ones.
�tractors with high professional standards is that contracts are misrepresented in the recruiting process. If� �burst contractors have been happy just to have a contract and delighted if it got renewed, even with enforc�
Category: Articles: Contractor Insider | Fri, 03 Mar 2006

Contractor guide to the tax treatment of loyalty schemes and benefits
Contractors can personally ‘spend’ loyalty points from business purchases without a benefit in kind tax charge, explains James Abbott of Abbott Moore.
�ints using a personal loyalty scheme account, the contract employee owns the points, not the employer, which�
Category: Articles: Expenses | Sun, 22 Apr 2012

First-time contracts for contractors
The principles of business law, how contracts are made, and what contractors should look for in their first contract.
�ss law will help you to understand how contractor contracts are made, and the specific clauses that yours sho� �ided within a certain time. Unlike employees, who contract for a great many services for a fixed rate of pay�
Category: Articles: Legal | Tue, 22 May 2007

A guide for contractors: terminating a contract
There are a number of issues contractors should be aware of if they choose to terminate their contracts.
�yden notes a recent trend in which agents propose contracts which cannot be terminated by the contractor. ''T� �Your contract with any client or agent should include a clause�
Category: Articles: Legal | Thu, 31 May 2007

When contractors dispute working hours with clients
Some clients will simply pile on working hours without any consideration about what you've agreed to in the contract. Others will just add a few extra here and there. What are your rights?
�happens all the time without regard to journalist contracts--and you have to accept that as part of the job.� �ained by David Royden, a a lawyer specialising in contract law with Laytons Solicitors in Manchester: ''Your�
Category: Articles: Legal | Fri, 29 Jun 2007

How contractors should handle restrictive covenants: part 1 - the agencies
Many contracts between contractors and agencies include clauses called restrictive covenants: they prevent the contractor from working directly for the client and some others. Here's how they work.
�Many contracts between contractors and agencies include clauses� �client and other related organisations after the contract period is over. Their purpose is to protect the a�
Category: Articles: Legal | Tue, 02 Oct 2007

How contractors should handle restrictive covenants: part 2 - the law
This is a largely untested area of contract law. But the law is broadly against restraint of trade in any form, so the burden of proof is on those who are defending restrictive covenants.
�Many contractor contracts include restrictive covenants which prohibit the� �nd increase their margins of profit, or to change contract conditions. This isn't legitimate, and please see�
Category: Articles: Legal | Thu, 04 Oct 2007