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Contractor doctor: is it worth going permanent after contracting?
Advice to a contractor who is considering accepting a permanent position at the company where they are contracting.
�t. And of course, the other aspect to consider is IR35. If you are currently inside IR35 and can get a c� �Dear Contractor Doctor I've been contracting with the same client for around 15months. I came� �ut yourself on the market and try and get another contract offer. If you get another offer then you can use�
Category: Articles: Contractor Doctor Q+A | Tue, 03 Jul 2018

Contractors ignoring pensions do so at their (financial) peril
Contractor pensions haven’t enjoyed good press recently, but an expert IFA wanrs contractors against reducing their investments.
�l preference. Pensions can mitigate the impact of IR35 The flexibility of pensions also allows contracto� �s to increase their contributions when working on contracts caught by IR35. “In this way even if a contractor�
Category: News | Tue, 19 Jun 2012

Are you putting enough by for a comfortable retirement?
With many contractors enjoying substantial net incomes, it is easy to focus on the here and now and not make adequate provision for the future. Are you putting enough by to enjoy a comfortable retirement?
�Contractors outside of IR35 earn significant net incomes and, with so much ca�
Category: News | Tue, 26 Aug 2008

Pensions for contractors: an overview
Contractors can benefit from tax savings by investing in a pension early in their contracting career and a pension pot to draw on from age 55.
�nd this is true whether or not they are caught by IR35 . Contractors can invest money personally from th� �tart investing in a pension at the start of their contracting career, even if they feel themselves to be ‘too y� �man limited company/umbrella company, are between contracts or a permanent employee. Further, contractors wan�
Category: Articles: Pensions | Wed, 20 Jan 2010

Charges cap on stakeholder pensions increasing by 50% on 1st april
Starting an investment before 1st April will ensure you avoid the 50% hike in Stakeholder charges.
�be up to as much as 48% for contractors caught by IR35. For example, with 48% tax relief it means for ea� �iterally on a month by month basis as your budget/contract dictates, all without penalties or fees of any ki�
Category: News | Mon, 28 Feb 2005

Contractor pensions - pension options and pensions advice for contractors
Explains away the jargon and points out the opportunities available to contractors who are looking to channel their hard earned income away from the tax man and into their own pocket.
�be up to as much as 48% for contractors caught by IR35. For example, with 48% tax relief it means for ea�
Category: Articles: Pensions | Mon, 09 Jan 2006

Contractor and freelancer marketplace emerges from recession with double-digit growth
PeoplePerHour.com founder Xenios Thrasyvoulou explains how the freelancer marketplace has emerged from recession showing double-digit growth.
�ncer who completed the last one. No agency and no IR35 Does Thrasyvoulou consider PeoplePerHour.com as c�
Category: News | Thu, 17 Jun 2010

UK jobs market “incredibly resilient”: contract hiring growth led by IT & engineering
Contracting continues to grow, driven by new client projects and a preference for ‘temp to perm’ recruitment, says the new REC/KPMG Report on Jobs.
�se types of ‘temp to perm’ assignments should set IR35 alarm bells ringing for contractors. Even if ther� �Contracting continued to grow in August driven by new client� �a permanent role, contractors entering into such contracts should still ensure that they adopt best practice� �nstruction topping the demand table for temps and contract workers. According to the report: “... survey res�
Category: News | Tue, 06 Sept 2011

ContractorCalculator Market Report September 2016
The post-Brexit outlook remains promising, with increasing skills shortage concerns and reduce permanent headcounts playing into contractor’s favour.
�nd-up of labour market reports. However, proposed IR35 reforms within the sector still pose a very real� �The outlook for the contract sector continues to exceed expectations following�
Category: News | Tue, 06 Sept 2016

Contractor checklist for contract paperwork
Whilst contractors should avoid standard contracts from agents and clients, most contracts have a similar structure – here’s what to look out for.
�eing employed and is therefore immediately inside IR35 . IR35 is a piece of tax legislation introduced i� �ct reviews by legal experts who specialise in the contracting sector can cost from a few tens of pounds to not� �should beware of accepting at face value standard contracts from agents and clients, because they will almost� �t in professional legal advice before signing the contract can potentially save thousands in the long run if�
Category: Articles: Legal | Thu, 11 Jun 2009

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