As a contractor your financial arrangements are very different to permanent employees. In order to secure a mortgage you will need to speak to mortgage lenders who understand how professional contracting works and who can underwrite loans based on multiples of your contract rate.
High Street banks you use for current and business accounts typically do not understand contracting and will request at least 3 years accounts and not understand how you take your income, often using a low salary and dividends.
This is why it is much quicker, and far less hassle to use a specialist financial advisor who can make use of the expertise and contacts they have built up over many years.
Our carefully selected financial advisors offer:
- Loans for first time contractors.
- Mortgages with little or no deposit.
- All mortgage types: First time buyer, remortgages, buy-to-let, help to buy.
- All mortgage products: Tracker, fixed, variable, offset.
- Free quotations
- Highly personalised professional service. No call centres.
For a free quotation from our contractor specialist mortgage consultants please complete the form below. You will then be contacted
shortly with advice on the most appropriate mortgage products available for you. See a guide to the preferred lenders
Through our chosen partners we have been providing specialist advice for contractors since 2004. More info
Contractor Calculator are introducers to Complete Financial Centre.
Complete Financial Centre is a trading style of Charles Derby Financial Services (Colchester) Limited, which is an appointed representative
of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority.
Registered in England No. 05668919. Registered Office: Evolution House, Iceni Court, Delft Way, Norwich, Norfolk, NR6 6BB.
Your home may be repossessed if you do not keep up repayments on your mortgage. Please be aware that Buy To Let, Commercial Mortgages and Overseas Mortgages are not
regulated by the Financial Conduct Authority.