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Contractor doctor: can contractors using umbrella companies be caught by IR35?
Does working for an umbrella company enable you to avoid it?
�ught by IR35 is considerable. Good luck with your contracting. Contractor Doctor� �Dear Contractor Doctor, I am new to the contract market. In fact I am still in permanent employmen�
Category: Articles: Contractor Doctor Q+A | Tue, 11 Sept 2018

Contractor doctor: should I quit my job before going contracting?
The catch-22 for many is not wanting to quit their job to secure a contract, but without flexibility they can't get one. Here's what to do.
�ills and experience level. I am thinking of going contracting but, with a lack of savings and no experience in� �guide ‘ Should I quit my job before applying for contracts? ’ in msot cases you will need to hand in your no� �eed to hand in your notice before searching for a contract. This is because: Most agents will be reluctant t�
Category: Articles: Contractor Doctor Q+A | Tue, 30 Oct 2018

Contractor doctor: are advertised contract rates a good guide to market rates?
Do the advertised market rates give a good indication of rates in the market?
�contractor about how they went from permanent to contracting . I am currently working in a permanent role, but� �be how they made the transition from permanent to contract: From permanent to contract - case study 1 From p�
Category: Articles: Contractor Doctor Q+A | Tue, 06 Nov 2018

Contractor doctor: can I apply for different contracts with the same agent?
Should you target your CV differently for different roles advertised by the same agent?
�t the work of the CV is over. Good luck with your contract search.�
Category: Articles: Contractor Doctor Q+A | Tue, 13 Nov 2018

Contractor Doctor: Can I avoid an IR35 investigation if I close my limited company?
HMRC can still investigate contractors who have closed their contractor limited company, but retroactive cases tend not to succeed.
�some years and am concerned that some of my past contracts might have fallen within IR35. However, I have no� �in IR35. However, I have not had any professional contract reviews of past assignments, nor have I paid inco�
Category: Articles: Contractor Doctor Q+A | Fri, 02 Jun 2023

Charges cap on stakeholder pensions increasing by 50% on 1st april
Starting an investment before 1st April will ensure you avoid the 50% hike in Stakeholder charges.
�iterally on a month by month basis as your budget/contract dictates, all without penalties or fees of any ki�
Category: News | Mon, 28 Feb 2005

Contractors don't save enough for retirement
Contractors, like the rest of us in the UK, don't save enough for retirement. But when contractors begin to understand the tax breaks offered by pension contributions, they often make up for lost time.
�t periods, so they take advantage of high-earning contracts to make larger contributions,'' the IFA expert po� �l adviser (IFA). ''Contractors, who move from one contract to another, tend to be somewhat careless about sa�
Category: News | Tue, 10 Jul 2007

Effective retirement planning for contractors
Contractors have more opportunities than most UK workers to save tax by investing in their retirement.
�nefits as a result. However, many contractors are contracting through their own limited companies , which allow� �likely that contractors caught within IR35 on one contract may not be caught in another, and will have the o�
Category: Articles: Pensions | Thu, 14 Aug 2008

Outside IR35 and no pension? Get tax savings with a pension
If you are contracting outside and don’t have a pension, you are missing out on significant tax savings.
�If you are contracting and don’t have a pension, you are missing out on�
Category: Articles: Pensions | Tue, 07 Apr 2009

Pensions for contractors with an umbrella company
Income when using an umbrella company can go straight into pension funds for serious tax advantages.
�sing a contractor umbrella company to manage your contracting income, you can get very significant tax advantag� �ntributions (NICs) on a hefty percentage of their contract income. 'Pre-taxed' income Provided your umbrella�
Category: Articles: Pensions | Tue, 07 Apr 2009

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