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Contractors face April 2011 pensions deadline as annual tax-free limits are reduced
On 14 October Chancellor George Osborne slashed pension allowances leaving many contractors in a race to top up payments before new rules kick in.
�riods of employment, or those considering leaving contracting for a permanent role. Changes to contractor pensi�

Category: News | Fri, 29 Oct 2010


Retirement planning for contractors: 10 key areas to focus on
Contractors looking to enjoy a well funded retirement can take steps to maximise their income and minimise tax, explains Abbott Moore’s James Abbott.
�ent just because they’ve stopped or reduced their contracting business,” notes Abbott. “Simple measures, such a� �per year, should consider working on a fixed-term contract basis with their client, trading as a sole trader�

Category: Articles: Pensions | Wed, 23 Oct 2013


Contractors gain greater tax savings and flexibility from pension reforms
Contractors to gain upfront pension contribution tax savings and tax savings with flexibility on retirement, says an expert IFA.
�an represent a lasting legacy of their time spent contracting that will provide an income for retirement and co�

Category: News | Thu, 30 Oct 2014


Contractor doctor: should I quit my job before going contracting?
The catch-22 for many is not wanting to quit their job to secure a contract, but without flexibility they can't get one. Here's what to do.
�ills and experience level. I am thinking of going contracting but, with a lack of savings and no experience in� �guide ‘ Should I quit my job before applying for contracts? ’ in msot cases you will need to hand in your no� �eed to hand in your notice before searching for a contract. This is because: Most agents will be reluctant t�

Category: Articles: Contractor Doctor Q+A | Tue, 30 Oct 2018


Contractor doctor: are advertised contract rates a good guide to market rates?
Do the advertised market rates give a good indication of rates in the market?
�contractor about how they went from permanent to contracting . I am currently working in a permanent role, but� �be how they made the transition from permanent to contract: From permanent to contract - case study 1 From p�

Category: Articles: Contractor Doctor Q+A | Tue, 06 Nov 2018


Contractor doctor: can I apply for different contracts with the same agent?
Should you target your CV differently for different roles advertised by the same agent?
�t the work of the CV is over. Good luck with your contract search.�

Category: Articles: Contractor Doctor Q+A | Tue, 13 Nov 2018


Contractor Doctor: How much income should I save for holidays and sickness?
Contractors don’t receive sick pay or get paid for holidays, so need to plan their finances to take into account expected, and unexpected, time off.
�ntracts or get ill and can’t work. How much of my contracting income should I save for time off due to holidays� �ke time off for holidays, and in case I’m between contracts or get ill and can’t work. How much of my contrac� �ear Contractor Doctor, I’ve just started my first contract as an interim marketing contractor. Until now, I’�

Category: Articles: Contractor Doctor Q+A | Fri, 28 Oct 2016


Contractor doctor: can I get part time flexible contracts?
Contractor Doctor offers advice to a permanent employee who is considering part time contracting.
�Dear Contractor Doctor, I'm looking to go contracting and am interested working part time. Perhaps 2-3� �a week scenario. Contracting for 2-3 days a week Contracts of this nature are very rare indeed and are rarel� �is an entirely different market to the full time contract scenario. Let's first discuss the 2-3 days a week�

Category: Articles: Contractor Doctor Q+A | Fri, 09 Dec 2016


Contractor doctor: how can I renegotiate a smaller agency margin?
Getting a higher rate by reducing a very high agency margin.
�d this be legal? I'm nearing the end of a 6 month contract which the client wants to renew. Relations with t�

Category: Articles: Contractor Doctor Q+A | Tue, 23 Jan 2018


Contractors fill vital skills roles as government announces top worker shortages
As the government announces sectors that need boosting by migrant workers, contractors can take comfort that their skills are not listed.
�o major skills shortages identified in any of the contracting sector’s mainstream sectors. The government appoi�

Category: News | Wed, 10 Sept 2008


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