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Contractors need clear language in law, JSA’s Roback declares
According to JSA's Barry Roback, it is urgent for the government to establish in law a clear difference between contract service providers and employees.
�d composites—there is considerable concern in the contracting industry about how tax legislation will evolve. T� �ble to distinguish between service and employment contracts. They seem fixated on the idea that people become� �law, for once and for all, the difference between contract service providers and employees, in order to brin�
Category:
News
| Thu, 15 Mar 2007
Managed service company legislation - contractor survey
Today we launch an independent Budget Effects Survey designed to shed light on the level of understanding that exists of the new legislation amongst Contractors.
�ation. Budget Affects Survey Launched To help the Contracting industry realise the true effects of this new leg�
Category:
News
| Fri, 16 Mar 2007
Contractors wait in fear for UK budget announcement
UK Contractors await an attack on their industry in the budget announcement on Wednesday 21st March. Billions of pounds are at stake due to the attack on managed service companies.
�unced on Wednesday," says one legal specialist in contracting. A Wave of Protest The managed service company ,� �oup . We are looking at five years of lawsuits UK Contract Lawyer Morris points out that the Government has�
Category:
News
| Mon, 19 Mar 2007
Contractors hit by managed service company legislation
Contractors hit by Managed Service Company legislation, but consultation forces Government to amend its approach.
�ry. There are many permanent workers who consider contracting, and prefer to dip their toes for a while before�
Category:
News
| Wed, 21 Mar 2007
Contractors should lock in low mortgage rates as soon as possible
With lenders like Northern Rock clearly in trouble, contractors should move fast to grab good mortgage deals without delay.
�h allow the lender to evaluate contractors on per-contract income, as opposed to employees who prove their i�
Category:
News
| Tue, 25 Sept 2007
Contractors can use offset mortgages to save tax
With the credit crunch biting, and mortgage companies removing special offers, contractors can still use offset mortgages to get the flexibility they need.
�vice. "You can take a break from payments between contracts, or away on a long holiday, and then when you sta� �is easy explains the expert: "We have negotiated contract based underwriting with many of the main provider�
Category:
Articles: Mortgages
| Thu, 12 Jun 2008
Remortgage market picks up with new opportunities for contractors
As the mortgage drought eases, contractors have wider remortgage options but an expert IFA says forward planning is essential.
�. This means that many lenders who don’t know the contracting market are nervous about lending to contractors.”� �st and insisting on a larger deposit. Multiple of contract rate According to the IFA expert, new models have�
Category:
News
| Mon, 15 Sept 2008
Contractor mortgages - Mortgage Market Reviews (MMR) explained
Contractors using expert mortgage brokers who understand contracting should be relatively unaffected.
�of their current CV so the lender can view their contracting history Two forms of ID, such as a passport and d� �not need to provide bank statements, accounts and contracts. Contractors can no longer benefit from fast-trac� �ractors mortgages based on their gross annualised contract rate, so in many respects it is business as usual�
Category:
Articles: Mortgages
| Mon, 28 Jul 2014
Contractor mortgages: a guide to mortgage options
Contractors can access the same range of mortgage deals via specialist brokers as those offered to employees
�ailable, see the Contractor Calculator article, “ Contracting and mortgages: contractor mortgage products .”� �ordability calculations that are applied to gross contract values. The lender will want to see a signed copy�
Category:
Articles: Mortgages
| Wed, 04 Feb 2015
Contractor Mortgages – Frequently Asked Questions (FAQs)
Contractors should have no problem securing a competitively priced mortgage from lenders who understand how contracting works.
�lender and financial adviser that understands how contracting works. The reasons why contractors struggle to ob� �ers right up to the day the householders exchange contracts. What can happen is that the lender conducts some� �e and a knowledge of contractors and they use the contract to define a contractor’s income. 3. Do I need thr�
Category:
Articles: Mortgages
| Thu, 14 May 2015
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