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Why contractors cannot rely on unemployment benefit
Contractors will find that, even if eligible, unemployment benefit in the form of Job Seeker’s Allowance falls well short of their household bills.
�personal allowance, or who are relatively new to contracting and had a permanent job in the two years before t� �t make their own arrangements for periods between contracts, and that also includes preparing for times when� �out to pay for household outgoings if there is no contract income. Cash savings and investments that can be�
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Articles: Contractor Income Protection
| Thu, 31 Mar 2016
Contractor livelihoods threatened by new ‘false employment’ test
Contractor livelihoods are threatened by proposed ‘false employment’ test, forcing all contractors to pay PAYE tax and NICs, warns Egos’ Roger Sinclair.
�e agency, and not the worker All companies in the contracting supply chain, including agencies, master vendors,�
Category:
News
| Thu, 12 Dec 2013
Contractors excluded from proposed False Self-Employment rules by technicality
Limited company and umbrella contractors are excluded from proposed False Self-Employment legislation through a tax technicality, explains Lawspeed.
�d their findings to an audience of recruiters and contracting sector stakeholders in its recent seminar under t� �under obligation to provide personal services The contract is via a third party agency contract The worker i�
Category:
News
| Thu, 23 Jan 2014
False Self-Employment legislation - explained
Most contractors should remain outside of the False Self-Employment legislation, which is mainly targeting self-employed sole traders.
�under obligation to provide personal services The contract is via a third party agency contract The worker i�
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Articles: False Self Employment
| Wed, 21 May 2014
How to protect earnings if you are unwell using income protection policies
To ensure you still get paid when you are unwell you can protect your income based on your contract rate
�w company salary. Many specialist advisors in the contracting market have access to special contract rate-based� �y basis during the course of a year as you change contracts. Basing income and premiums on an annualised cont� �provide a level of cover based on your annualised contract rate, and not just on your low company salary. Ma�
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Articles: Contractor Income Protection
| Thu, 29 Sept 2016
Why you need income protection to avoid major financial difficulties
You need income protection to ensure you and your family have an income if you becomes too ill to work.
�g cover. When choosing to leave employment and go contracting, you simply no longer have the safety net of sick� �an income when you are ‘on the bench’ in between contracts. There are two main types of income protection. L�
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Articles: Contractor Income Protection
| Mon, 24 Oct 2016
Contractor Doctor: Can I claim payment protection working for an umbrella company?
When a contract is terminated, umbrella company contractors remain employed and can’t claim payment protection.
�h has a contract with an agency, which in turn is contracted by the end-user client to provide contractors. Co� �Dear Contractor Doctor, I have been contracting through an umbrella company and my contract was t� �not made redundant or given the sack, but that my contracts simply came to an end. What can I expect my umbre� �en contracting through an umbrella company and my contract was terminated early. Since then, I have managed�
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Articles: Contractor Income Protection
| Tue, 27 Jun 2017
IR35 Forum: Expect "real improvements" for contractors, says recruiter body APSCo
Contractors can expect the IR35 Forum to deliver real improvements, according to Ann Swain of APSCo, the recruiter body that is now part of the forum.
�We appreciate the desire amongst the professional contracting community for clarity regarding IR35,” says Swain�
Category:
News
| Tue, 24 May 2011
IR35 Forum – Part 1: Analysing the objectives for IR35’s better administration
In the first of a series of articles analysing options open to the IR35 Forum, ContractorCalculator looks at why IR35 deserves better administration.
�s objectives and looks at why contractors and the contracting sector IR35 affects – not to mention the governme�
Category:
News
| Sun, 05 Jun 2011
Contractors face ongoing uncertainty as HMRC proposes broad risk bands to IR35 Forum
Contractors face ongoing uncertainty as the minutes of the first IR35 Forum reveal that HMRC is proposing to segment them in broad bands of IR35 risk.
�d to accommodate the often harsh realities of the contracting and employment marketplace. HMRC compliance and r�
Category:
News
| Mon, 06 Jun 2011
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