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Contractor Calculator Market Report March 2009
Contractors should hold their nerve – things may still be getting worse, but there are beacons of light in the gloom, even in the hardest-hit sectors.
�Times are getting increasingly tough across all contracting sectors and the market looks set to get worse bef� �jobs market, with demand for staff continuing to contract,” says REC chief executive Kevin Green. “Every jo�
Category: News | Tue, 10 Mar 2009

Construction contractors to benefit from vital funds released by government action
Construction contractors to benefit from massive boost in public sector construction spending.
�e contractors’ livelihoods until the construction contracting sector is strong again. Crossrail and London 2012� �d future if they can take advantage of the likely contracts on offer from the projects coming on stream. Now� �onstruction and engineering roles could see their contract prospects improved. And the ailing housing sector�
Category: News | Wed, 11 Mar 2009

Contractors don't save enough for retirement
Contractors, like the rest of us in the UK, don't save enough for retirement. But when contractors begin to understand the tax breaks offered by pension contributions, they often make up for lost time.
�t periods, so they take advantage of high-earning contracts to make larger contributions,'' the IFA expert po� �l adviser (IFA). ''Contractors, who move from one contract to another, tend to be somewhat careless about sa�
Category: News | Tue, 10 Jul 2007

Effective retirement planning for contractors
Contractors have more opportunities than most UK workers to save tax by investing in their retirement.
�nefits as a result. However, many contractors are contracting through their own limited companies , which allow� �likely that contractors caught within IR35 on one contract may not be caught in another, and will have the o�
Category: Articles: Pensions | Thu, 14 Aug 2008

Outside IR35 and no pension? Get tax savings with a pension
If you are contracting outside and don’t have a pension, you are missing out on significant tax savings.
�If you are contracting and don’t have a pension, you are missing out on�
Category: Articles: Pensions | Tue, 07 Apr 2009

Pensions for contractors with an umbrella company
Income when using an umbrella company can go straight into pension funds for serious tax advantages.
�sing a contractor umbrella company to manage your contracting income, you can get very significant tax advantag� �ntributions (NICs) on a hefty percentage of their contract income. 'Pre-taxed' income Provided your umbrella�
Category: Articles: Pensions | Tue, 07 Apr 2009

Pensions for contractors: an overview
Contractors can benefit from tax savings by investing in a pension early in their contracting career and a pension pot to draw on from age 55.
�tart investing in a pension at the start of their contracting career, even if they feel themselves to be ‘too y� �man limited company/umbrella company, are between contracts or a permanent employee. Further, contractors wan�
Category: Articles: Pensions | Wed, 20 Jan 2010

Contractor guide to UK state-backed pension: National Employment Savings Trust (NEST)
Contractors should take pension action now & not be auto-enrolled into the National Employment Savings Trust.
�tax-efficient methods of extracting earnings from contracting income for contractors. Given the unique nature o�
Category: Articles: Pensions | Thu, 29 Apr 2010

Contractors face April 2011 pensions deadline as annual tax-free limits are reduced
On 14 October Chancellor George Osborne slashed pension allowances leaving many contractors in a race to top up payments before new rules kick in.
�riods of employment, or those considering leaving contracting for a permanent role. Changes to contractor pensi�
Category: News | Fri, 29 Oct 2010

Contractors ignoring pensions do so at their (financial) peril
Contractor pensions haven’t enjoyed good press recently, but an expert IFA wanrs contractors against reducing their investments.
�s to increase their contributions when working on contracts caught by IR35. “In this way even if a contractor�
Category: News | Tue, 19 Jun 2012

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