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^ TopWhat you need
Being a contractor carries certain obligations and legal responsibilities.
You have a financial responsibility to your client for errors that you make.
Although claims against contractors are rare, they do happen and the claims can
be very high!
Important factors to consider:
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Clients have a legal recourse at law to claim for mistakes/negligence by
contractors.
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In most cases an agency contract will not protect you.
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The majority of clients legally require you to have some level of
Professional Indemnity Insurance, which supports your independent status.
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Office Insurance provides expenses cover to legally defend or pursue
your rights, and liability insurance which protects damage to both your
own and clients property or equipment.
Having insurance cover fully protects you and provides you with peace of mind.
^ TopCover for your profession
Professional Indemnity Insurance - Accountants
Professional Indemnity Insurance - Business consultants
Professional Indemnity Insurance - Energy assessors
Professional Indemnity Insurance - IT consultants
Professional Indemnity Insurance - Marketing and media
^ TopMore information
Why you need insurance cover
Insurance overview & options
Insurance products
Professional Indemnity
Office Insurance
Frequently Asked Questions